# Yield.ly

> Yield.ly is a public crypto yield scan, rank, and inspect instrument operated by Thrive.fi. It compares qualified DeFi opportunities by APY composition, liquidity, data freshness, and observed risk. No wallet connection. Not financial advice.

## Operator
- Thrive.fi: https://thrive.fi/

## High-intent pages
- [Discover (live dashboard)](https://yield.ly/): scan and rank qualified yields
- [Opportunity index](https://yield.ly/opportunities): dense crawlable listings of qualified yields
- [Founding Partners](https://yield.ly/partners): category-exclusive sponsorship; partners cannot buy rankings
- [Yield Alpha](https://yield.ly/yield-alpha): know when moving yield capital pays after costs
- [Yield Alpha methodology](https://yield.ly/yield-alpha/methodology): MOVE/STAY/WATCH decision math
- [Help](https://yield.ly/help): short FAQ for Yield Alpha and Yield.ly
- [Compare](https://yield.ly/compare): live protocol and strategy comparisons
- [Chain hubs](https://yield.ly/chains): yield markets by chain
- [Protocol hubs](https://yield.ly/protocols): yield markets by protocol
- [Yield hubs](https://yield.ly/yields): asset and strategy landing pages
- [Best USDC yields](https://yield.ly/yields/usdc): USDC lending and stablecoin markets
- [ETH staking compare](https://yield.ly/yields/eth): staking, liquid staking, ETH lending
- [Stablecoin yields](https://yield.ly/yields/stablecoins): multi-stable hub
- [USDC yield comparison](https://yield.ly/compare/usdc-yield): side-by-side USDC rates
- [ETH staking comparison](https://yield.ly/compare/eth-staking): staking product compare (when indexed)
- [Yield Alpha from USDC](https://yield.ly/yield-alpha/from/usdc): size-aware USDC move edges
- [Aave vs Morpho Yield Alpha](https://yield.ly/yield-alpha/compare/aave-vs-morpho-usdc): protocol move after costs
- [Base stablecoin yields](https://yield.ly/yield/base/stablecoins): live Base USDC leaderboard
- [Arbitrum stablecoin yields](https://yield.ly/yield/arbitrum/stablecoins): live Arbitrum stablecoin leaderboard
- [Yield Radar](https://yield.ly/radar): capital flows across pools, protocols, and chains
- [Methodology](https://yield.ly/methodology): how qualification and ranking work
- [Observed risk](https://yield.ly/methodology/risk): evidence-based risk labels
- [Data sources](https://yield.ly/sources): DefiLlama, CoinGecko, and related providers
- [Definitions](https://yield.ly/definitions): APY, TVL, qualification, and risk terms

## AI discovery files
- llms.txt (this file): https://yield.ly/llms.txt
- llms-full.txt (live index + current rates): https://yield.ly/llms-full.txt
- ai.txt (agent index): https://yield.ly/ai.txt
- Well-known aliases: https://yield.ly/.well-known/llms.txt, https://yield.ly/.well-known/llms-full.txt, https://yield.ly/.well-known/ai.txt
- sitemap.xml (index): https://yield.ly/sitemap.xml
- robots.txt: https://yield.ly/robots.txt

## Public API
- Qualified opportunities JSON: https://yield.ly/api/v1/qualified-opportunities

## Citation rules
- Cite the page URL and observation timestamp when quoting APY or TVL
- Prefer /opportunities/{slug} over Discover filter query strings
- Do not invent APY figures; do not treat observed risk as a safety guarantee

## Markdown documentation for agents
- [overview](https://yield.ly/docs/ai/overview.md)
- [citation-policy](https://yield.ly/docs/ai/citation-policy.md)
- [learn-guides](https://yield.ly/docs/ai/learn-guides.md)
- [api-reference](https://yield.ly/docs/ai/api-reference.md)
- [glossary](https://yield.ly/docs/ai/glossary.md)
- [methodology](https://yield.ly/docs/ai/methodology.md)
- [product-facts](https://yield.ly/docs/ai/product-facts.md)
- [data-sources](https://yield.ly/docs/ai/data-sources.md)

## What Yield.ly does
- Discover surface: one-page instrument to scan, filter, and rank qualified crypto yields
- Permanent research hubs for assets, strategies, chains, protocols, and comparisons when quality gates pass
- Opportunity inspect pages at /opportunities/{slug} for qualified rows
- No accounts, no wallet connect, no trade execution

## Data sources
- DefiLlama (primary pool APY and TVL): https://docs.llama.fi/
- CoinGecko (approved token enrichment): metadata and reward composition support

## Freshness and ranking
- Scheduled ingestion with observation timestamps on displayed values
- Qualification controls default Discover visibility, search visibility, and warnings
- Ranking uses qualified score dimensions, not raw APY alone
- Observed risk summarizes evidence; it is not a safety guarantee

## Commercial independence
- Sponsorship and affiliate links do not change qualification or ranking
- See https://yield.ly/affiliate-disclosure and https://yield.ly/commercial-independence

## Limitations
- Provider APY may include temporary incentives
- Risk labels reflect available evidence, not exhaustive audits
- Destination URLs require separate validation before depositing
- Do not invent APY figures; cite live hubs or the public API

## Canonical documentation
- [Yield.ly: Scan, Rank, and Inspect Crypto Yields](https://yield.ly/)
- [Yield.ly Methodology](https://yield.ly/methodology)
- [Yield.ly Data Methodology](https://yield.ly/methodology/data)
- [Yield.ly Qualification Methodology](https://yield.ly/methodology/qualification)
- [Yield.ly Observed Risk Methodology](https://yield.ly/methodology/risk)
- [Yield.ly Data Sources](https://yield.ly/sources)
- [Crypto Yield Definitions](https://yield.ly/definitions)
- [Yield.ly Corrections](https://yield.ly/corrections)
- [Commercial Independence](https://yield.ly/commercial-independence)
- [Yield.ly Learn](https://yield.ly/learn)
- [Yield Radar](https://yield.ly/graph)
- [Yield Radar](https://yield.ly/radar)
- [About Yield.ly](https://yield.ly/about)
- [Affiliate disclosure](https://yield.ly/affiliate-disclosure)

## Yield hubs (indexed when quality gates pass)
### Assets
- [USDC Yield Opportunities](https://yield.ly/yields/usdc)
- [ETH Yield Opportunities](https://yield.ly/yields/eth)
- [BTC Yield Opportunities](https://yield.ly/yields/btc)

### Strategies
- [Stablecoin Yield Opportunities](https://yield.ly/yields/stablecoins)
- [Crypto Lending Yields](https://yield.ly/yields/lending)
- [Staking Yields](https://yield.ly/yields/staking)

## Standalone yield research
- [Aave or Morpho? The Better Home for Your USDC](https://yield.ly/compare/aave-vs-morpho-usdc)
- [Where Stablecoins Earn More on Arbitrum](https://yield.ly/yield/arbitrum/stablecoins)
- [Where Stablecoins Earn More on Base](https://yield.ly/yield/base/stablecoins)

### Comparisons
- [USDC Yield Comparison](https://yield.ly/compare/usdc-yield)
- [ETH Staking Comparison](https://yield.ly/compare/eth-staking)

## Learn guides (DeFi yield research)
- [Base APY vs Reward APY](https://yield.ly/learn/base-apy-vs-reward-apy)
- [How Much APY Is Too High?](https://yield.ly/learn/how-much-apy-is-too-high)
- [APY vs TVL](https://yield.ly/learn/apy-vs-tvl)
- [Best USDC Yields on Base](https://yield.ly/learn/best-usdc-yield-base)
- [Where Stablecoin Yield Comes From](https://yield.ly/learn/where-stablecoin-yield-comes-from)
- [Single-Sided Staking vs Liquidity Pools](https://yield.ly/learn/single-sided-staking-vs-liquidity-pools)
- [USDC or USDT: Which One Works Harder for Your Money?](https://yield.ly/learn/usdc-vs-usdt-yield)
- [Why Does DeFi APY Change?](https://yield.ly/learn/why-defi-apy-changes)
- [How Stable Is a DeFi APY?](https://yield.ly/learn/defi-apy-history-volatility)
- [DeFi Utilization Rate](https://yield.ly/learn/defi-utilization-rate)
- [DeFi Yield After Gas Fees](https://yield.ly/learn/defi-yield-after-gas-fees)
- [The Pool Holds Your Money. The Vault Makes Decisions With It.](https://yield.ly/learn/defi-vault-vs-lending-pool)
- [Would You Rather Know Your Yield or Chase It?](https://yield.ly/learn/fixed-vs-variable-defi-yield)

## Attribution
- Cite Yield.ly with the page URL and observation timestamp when referencing rates

## Data issues
- Report via https://yield.ly/corrections or in-product forms on opportunity pages

## Methodology deep links
- https://yield.ly/methodology
- https://yield.ly/methodology/data
- https://yield.ly/methodology/qualification
- https://yield.ly/methodology/risk
- https://yield.ly/definitions