# Yield.ly

> Yield.ly is a public crypto yield comparison dashboard operated by Thrive.fi (https://yield.ly/). It compares qualified opportunities by APY, liquidity, reward composition, data freshness, and observed risk. Yield.ly does not provide personalized financial advice or guarantee safety or returns.

## Operator
- Thrive.fi: https://thrive.fi/

## AI discovery files
- llms.txt (this file): https://yield.ly/llms.txt
- llms-full.txt (live index): https://yield.ly/llms-full.txt
- ai.txt (agent index): https://yield.ly/ai.txt
- sitemap.xml: https://yield.ly/sitemap.xml

## Markdown documentation for agents
- [overview](https://yield.ly/docs/ai/overview.md)
- [citation-policy](https://yield.ly/docs/ai/citation-policy.md)
- [learn-guides](https://yield.ly/docs/ai/learn-guides.md)
- [api-reference](https://yield.ly/docs/ai/api-reference.md)
- [glossary](https://yield.ly/docs/ai/glossary.md)
- [methodology](https://yield.ly/docs/ai/methodology.md)
- [product-facts](https://yield.ly/docs/ai/product-facts.md)
- [data-sources](https://yield.ly/docs/ai/data-sources.md)

## Core purpose
- One-page dashboard for discovering and comparing qualified crypto yield opportunities
- Permanent research pages for assets, chains, protocols, and individual opportunities when data quality gates pass

## Data sources
- DefiLlama (primary pool APY and TVL): https://docs.llama.fi/
- CoinGecko (approved token enrichment): used for metadata and reward composition support

## Refresh cadence
- Scheduled ingestion and dashboard builds on offset cron cadences
- Every displayed value includes a source observation timestamp

## Ranking and risk
- Qualification controls default visibility, search visibility, and warnings
- Ranking uses qualified score dimensions, not raw APY alone
- Observed risk summarizes evidence; it is not a safety guarantee

## Commercial independence
- Sponsorship and affiliate links do not change qualification or ranking
- See https://yield.ly/affiliate-disclosure

## Limitations
- Provider APY may include temporary incentives
- Risk labels reflect available evidence, not exhaustive audits
- Destination URLs require separate validation

## Canonical documentation
- [Yield.ly: Qualified Crypto Yield Opportunities](https://yield.ly/)
- [Yield.ly Methodology](https://yield.ly/methodology)
- [Yield.ly Data Methodology](https://yield.ly/methodology/data)
- [Yield.ly Qualification Methodology](https://yield.ly/methodology/qualification)
- [Yield.ly Observed Risk Methodology](https://yield.ly/methodology/risk)
- [Yield.ly Data Sources](https://yield.ly/sources)
- [Crypto Yield Definitions](https://yield.ly/definitions)
- [Yield.ly Corrections](https://yield.ly/corrections)
- [Commercial Independence](https://yield.ly/commercial-independence)
- [Yield.ly Learn](https://yield.ly/learn)
- [Capital Graph](https://yield.ly/graph)
- [About Yield.ly](https://yield.ly/about)
- [Affiliate disclosure](https://yield.ly/affiliate-disclosure)

## Yield landing pages (indexed when quality gates pass)
### Assets
- [USDC Yield Opportunities](https://yield.ly/yields/usdc)
- [ETH Yield Opportunities](https://yield.ly/yields/eth)
- [BTC Yield Opportunities](https://yield.ly/yields/btc)
- [SOL Yield Opportunities](https://yield.ly/yields/sol)

### Strategies
- [Stablecoin Yield Opportunities](https://yield.ly/yields/stablecoins)
- [Crypto Lending Yields](https://yield.ly/yields/lending)
- [Staking Yields](https://yield.ly/yields/staking)

## Learn guides (DeFi yield research)
- [Base APY vs Reward APY: The Difference That Changes How You Read DeFi Yield](https://yield.ly/learn/base-apy-vs-reward-apy)
- [Why Does DeFi APY Change? The 7 Reasons Your Yield Moves](https://yield.ly/learn/why-defi-apy-changes)
- [How Much APY Is Too High? A Better Way to Judge DeFi Yield](https://yield.ly/learn/how-much-apy-is-too-high)
- [APY vs TVL: How to Read Yield and Liquidity Together](https://yield.ly/learn/apy-vs-tvl)
- [Best USDC Yields on Base: Current APY, TVL and Reward Mix Compared](https://yield.ly/learn/best-usdc-yield-base)
- [How Stable Is a DeFi APY? Read Yield History Before Depositing](https://yield.ly/learn/defi-apy-history-volatility)
- [What Is Utilization Rate in DeFi Lending?](https://yield.ly/learn/defi-utilization-rate)
- [DeFi Yield After Gas Fees: Calculate Your Real APY](https://yield.ly/learn/defi-yield-after-gas-fees)
- [Where Does Stablecoin Yield Come From? Every Major Source Explained](https://yield.ly/learn/where-stablecoin-yield-comes-from)
- [Single-Sided Staking vs Liquidity Pools: Yield and Risk Compared](https://yield.ly/learn/single-sided-staking-vs-liquidity-pools)
- [DeFi Vault vs Lending Pool: What Is the Difference?](https://yield.ly/learn/defi-vault-vs-lending-pool)
- [Fixed vs Variable Yield in DeFi: Which Is Better?](https://yield.ly/learn/fixed-vs-variable-defi-yield)
- [USDC vs USDT Yield: Which Stablecoin Earns More?](https://yield.ly/learn/usdc-vs-usdt-yield)

## Attribution
- Cite Yield.ly with the page URL and observation timestamp when referencing rates

## Data issues
- Report via https://yield.ly/corrections or in-product forms on opportunity pages

## Methodology
- https://yield.ly/methodology
- https://yield.ly/methodology/data
- https://yield.ly/methodology/qualification
- https://yield.ly/methodology/risk
- https://yield.ly/definitions


## Site architecture (indexable when quality gates pass)
- Assets: /yields/usdc, /yields/eth, /yields/btc, /yields/sol
- Strategies: /yields/stablecoins, /yields/lending, /yields/staking
- Chains: /chains/algorand, /chains/aptos, /chains/arbitrum, /chains/avalanche, /chains/base, /chains/berachain, /chains/bitcoin, /chains/bsc, /chains/cardano, /chains/cronos, /chains/ethereum, /chains/etherlink, /chains/flare, /chains/fraxtal, /chains/gnosis, /chains/hyperliquid, /chains/icp, /chains/ink, /chains/katana, /chains/linea, /chains/mantle, /chains/mezo, /chains/monad, /chains/multiversx, /chains/neutron, /chains/optimism, /chains/osmosis, /chains/plasma, /chains/plume-mainnet, /chains/polkadot, /chains/polygon, /chains/robinhood-chain, /chains/sei, /chains/solana, /chains/sonic, /chains/stacks, /chains/starknet, /chains/stellar, /chains/sui, /chains/ton, /chains/tron, /chains/xlayer, /chains/zigchain
- Protocols: /protocols/40-acres, /protocols/aave-v3, /protocols/aave-v4, /protocols/accountable, /protocols/across, /protocols/aegis-yusd, /protocols/aerodrome-slipstream, /protocols/aerodrome-v1, /protocols/affluent, /protocols/alchemix-v3, /protocols/alien-base-v3, /protocols/ankr, /protocols/apollo-diversified-credit-securitize-fund, /protocols/autofinance, /protocols/b14g, /protocols/balancer-v2, /protocols/balancer-v3, /protocols/bancor-v3, /protocols/beefy, /protocols/benqi-lending, /protocols/berapaw, /protocols/bifi, /protocols/bifrost-liquid-staking, /protocols/binance-staked-eth, /protocols/bitway-earn, /protocols/bitwise-uscc, /protocols/blackrock-buidl, /protocols/blend-pools-v2, /protocols/bluefin-spot, /protocols/camelot-v2, /protocols/camelot-v3, /protocols/centrifuge-protocol, /protocols/cetus-clmm, /protocols/cian-yield-layer, /protocols/circle-usyc, /protocols/compound-v3, /protocols/concentrator, /protocols/concrete, /protocols/convex-finance, /protocols/current, /protocols/curvance, /protocols/curve-dex, /protocols/curve-llamalend, /protocols/dedust, /protocols/deltaprime, /protocols/dolomite, /protocols/echelon-market, /protocols/ekubo, /protocols/ember-protocol, /protocols/endur, /protocols/ether-fi-liquid, /protocols/ether-fi-stake, /protocols/euler-v2, /protocols/evaa-protocol, /protocols/exactly, /protocols/extra-finance-leverage-farming, /protocols/extra-finance-xlend, /protocols/felix-cdp, /protocols/fluid-dex, /protocols/fluid-lending, /protocols/fluid-lite, /protocols/flux-finance, /protocols/folks-finance-lending, /protocols/folks-finance-xchain, /protocols/forgeyields, /protocols/frankencoin, /protocols/frax, /protocols/fraxlend, /protocols/fusion-by-ipor, /protocols/fx-protocol, /protocols/gains-network, /protocols/gami-labs, /protocols/gearbox, /protocols/gmx-v2-perps, /protocols/harmonix-finance, /protocols/harvest-finance, /protocols/hastra, /protocols/hatom-lending, /protocols/hydration-dex, /protocols/hydro-inflow, /protocols/hyperion, /protocols/hyperlend-pooled, /protocols/hyperswap-v2, /protocols/hyperswap-v3, /protocols/hyperwave, /protocols/hypurrfi-pooled, /protocols/icpswap, /protocols/infinifi, /protocols/inverse-finance-firm, /protocols/invesco-ustb, /protocols/isle-finance, /protocols/jupiter-lend, /protocols/justlend-v1, /protocols/kai-finance, /protocols/kamino, /protocols/kamino-lend, /protocols/kamino-liquidity, /protocols/kinetic, /protocols/kinetiq-khype, /protocols/kinza-finance, /protocols/kyros, /protocols/lagoon, /protocols/landx-finance, /protocols/liquidium, /protocols/liquity-v2, /protocols/lista-lending, /protocols/loopscale, /protocols/maple, /protocols/mdex, /protocols/mento-v3, /protocols/mezo-earn, /protocols/mezo-vaults, /protocols/midas-rwa, /protocols/minswap-dex, /protocols/moonwell-lending, /protocols/more-markets, /protocols/morpho, /protocols/morpho-blue, /protocols/multipli-fi, /protocols/mystic-finance-lending, /protocols/native-credit-pool, /protocols/navi-lending, /protocols/nest-cl, /protocols/nest-credit, /protocols/neutral-trade, /protocols/neverland, /protocols/nostra-money-market, /protocols/ondo-yield-assets, /protocols/openeden-tbill, /protocols/openeden-usdo, /protocols/orca-dex, /protocols/origami-finance, /protocols/origin-ether, /protocols/osmosis-dex, /protocols/pancakeswap-amm, /protocols/pancakeswap-amm-v3, /protocols/pareto-credit, /protocols/pendle, /protocols/project-0, /protocols/project-x, /protocols/quickswap-dex, /protocols/raydium-amm, /protocols/reserve-protocol, /protocols/reservoir-protocol, /protocols/resupply, /protocols/royco-v2, /protocols/save, /protocols/scallop-lend, /protocols/sentora, /protocols/sky-lending, /protocols/sovryn-dex, /protocols/spark-savings, /protocols/sparkdex-v3-1, /protocols/sparkdex-v4, /protocols/sparklend, /protocols/spectra-metavaults, /protocols/spectra-v2, /protocols/stader, /protocols/stake-dao, /protocols/stake-link-liquid, /protocols/stakewise-v3, /protocols/ston-fi, /protocols/storm-trade, /protocols/strata-markets, /protocols/strato, /protocols/stusdt, /protocols/superform, /protocols/sushiswap, /protocols/sushiswap-v3, /protocols/symbiosis, /protocols/symbiotic, /protocols/takara-lend, /protocols/tectonic, /protocols/termmax, /protocols/theo-network-thbill, /protocols/treehouse-protocol, /protocols/troves, /protocols/tydro, /protocols/uniswap-v2, /protocols/uniswap-v3, /protocols/uniswap-v4, /protocols/unitas-usdu, /protocols/upshift, /protocols/usual-usd0, /protocols/vaneck-treasury-fund, /protocols/velodrome-v2, /protocols/velodrome-v3, /protocols/venus-core-pool, /protocols/vesper, /protocols/vesu, /protocols/vvs-flawless, /protocols/vvs-standard, /protocols/wombat-exchange, /protocols/yearn-finance, /protocols/yield-yak-aggregator, /protocols/yo-protocol, /protocols/yuzu-money, /protocols/zerobase-cedefi, /protocols/zest-v2
- Comparisons: /compare/usdc-yield, /compare/eth-staking
- Qualified opportunity pages: product-focused under /opportunities/ (not sitemap-indexed by default)
- Glossary terms: 22 on https://yield.ly/definitions (legacy /glossary/* redirects here)
- Learn guides: 13 under /learn/
- Learn index: /learn
- AI markdown docs: 8 under /docs/ai/*.md
- Agent discovery: /ai.txt, /llms.txt, /llms-full.txt

## Snapshot
- Last dashboard generation: 2026-08-26T06:57:38.320Z
- Qualified indexable opportunities: 2707
- Qualification version: qualification@1.0.0

## Citation guidance
- Prefer canonical /opportunities/{slug} URLs over dashboard filter URLs
- Include observation timestamp from the page when quoting APY or TVL
- Do not treat observed risk as a safety rating

## Public API
- GET https://yield.ly/api/v1/qualified-opportunities (stable qualified snapshot, attribution required)

## Terminology
- Base APY: durable market yield before token incentives
- Reward APY: incentive layer that may change
- Observed risk: evidence-based summary, not a guarantee
- TVL: latest reported liquidity in USD

## Update information
- Generated: 2026-08-26T07:10:07.334Z