# Yield.ly

> Yield.ly is a public crypto yield comparison dashboard operated by Thrive.fi (https://yield.ly/). It compares qualified opportunities by APY, liquidity, reward composition, data freshness, and observed risk. Yield.ly does not provide personalized financial advice or guarantee safety or returns.

## Operator
- Thrive.fi: https://thrive.fi/

## AI discovery files
- llms.txt (this file): https://yield.ly/llms.txt
- llms-full.txt (live index): https://yield.ly/llms-full.txt
- ai.txt (agent index): https://yield.ly/ai.txt
- sitemap.xml: https://yield.ly/sitemap.xml

## Markdown documentation for agents
- [overview](https://yield.ly/docs/ai/overview.md)
- [citation-policy](https://yield.ly/docs/ai/citation-policy.md)
- [learn-guides](https://yield.ly/docs/ai/learn-guides.md)
- [api-reference](https://yield.ly/docs/ai/api-reference.md)
- [glossary](https://yield.ly/docs/ai/glossary.md)
- [methodology](https://yield.ly/docs/ai/methodology.md)
- [product-facts](https://yield.ly/docs/ai/product-facts.md)
- [data-sources](https://yield.ly/docs/ai/data-sources.md)

## Core purpose
- One-page dashboard for discovering and comparing qualified crypto yield opportunities
- Permanent research pages for assets, chains, protocols, and individual opportunities when data quality gates pass

## Data sources
- DefiLlama (primary pool APY and TVL): https://docs.llama.fi/
- CoinGecko (approved token enrichment): used for metadata and reward composition support

## Refresh cadence
- Scheduled ingestion and dashboard builds on offset cron cadences
- Every displayed value includes a source observation timestamp

## Ranking and risk
- Qualification controls default visibility, search visibility, and warnings
- Ranking uses qualified score dimensions, not raw APY alone
- Observed risk summarizes evidence; it is not a safety guarantee

## Commercial independence
- Sponsorship and affiliate links do not change qualification or ranking
- See https://yield.ly/affiliate-disclosure

## Limitations
- Provider APY may include temporary incentives
- Risk labels reflect available evidence, not exhaustive audits
- Destination URLs require separate validation

## Canonical documentation
- [Yield.ly: Qualified Crypto Yield Opportunities](https://yield.ly/)
- [Yield.ly Methodology](https://yield.ly/methodology)
- [Yield.ly Data Methodology](https://yield.ly/methodology/data)
- [Yield.ly Qualification Methodology](https://yield.ly/methodology/qualification)
- [Yield.ly Observed Risk Methodology](https://yield.ly/methodology/risk)
- [Yield.ly Data Sources](https://yield.ly/sources)
- [Crypto Yield Definitions](https://yield.ly/definitions)
- [Yield.ly Corrections](https://yield.ly/corrections)
- [Commercial Independence](https://yield.ly/commercial-independence)
- [Yield.ly Learn](https://yield.ly/learn)
- [Capital Graph](https://yield.ly/graph)
- [About Yield.ly](https://yield.ly/about)
- [Affiliate disclosure](https://yield.ly/affiliate-disclosure)

## Yield landing pages (indexed when quality gates pass)
### Assets
- [USDC Yield Opportunities](https://yield.ly/yields/usdc)
- [ETH Yield Opportunities](https://yield.ly/yields/eth)
- [BTC Yield Opportunities](https://yield.ly/yields/btc)
- [SOL Yield Opportunities](https://yield.ly/yields/sol)

### Strategies
- [Stablecoin Yield Opportunities](https://yield.ly/yields/stablecoins)
- [Crypto Lending Yields](https://yield.ly/yields/lending)
- [Staking Yields](https://yield.ly/yields/staking)

## Learn guides (DeFi yield research)
- [Base APY vs Reward APY: The Difference That Changes How You Read DeFi Yield](https://yield.ly/learn/base-apy-vs-reward-apy)
- [Why Does DeFi APY Change? The 7 Reasons Your Yield Moves](https://yield.ly/learn/why-defi-apy-changes)
- [How Much APY Is Too High? A Better Way to Judge DeFi Yield](https://yield.ly/learn/how-much-apy-is-too-high)
- [APY vs TVL: How to Read Yield and Liquidity Together](https://yield.ly/learn/apy-vs-tvl)
- [Best USDC Yields on Base: Current APY, TVL and Reward Mix Compared](https://yield.ly/learn/best-usdc-yield-base)
- [How Stable Is a DeFi APY? Read Yield History Before Depositing](https://yield.ly/learn/defi-apy-history-volatility)
- [What Is Utilization Rate in DeFi Lending?](https://yield.ly/learn/defi-utilization-rate)
- [DeFi Yield After Gas Fees: Calculate Your Real APY](https://yield.ly/learn/defi-yield-after-gas-fees)
- [Where Does Stablecoin Yield Come From? Every Major Source Explained](https://yield.ly/learn/where-stablecoin-yield-comes-from)
- [Single-Sided Staking vs Liquidity Pools: Yield and Risk Compared](https://yield.ly/learn/single-sided-staking-vs-liquidity-pools)
- [DeFi Vault vs Lending Pool: What Is the Difference?](https://yield.ly/learn/defi-vault-vs-lending-pool)
- [Fixed vs Variable Yield in DeFi: Which Is Better?](https://yield.ly/learn/fixed-vs-variable-defi-yield)
- [USDC vs USDT Yield: Which Stablecoin Earns More?](https://yield.ly/learn/usdc-vs-usdt-yield)

## Attribution
- Cite Yield.ly with the page URL and observation timestamp when referencing rates

## Data issues
- Report via https://yield.ly/corrections or in-product forms on opportunity pages

## Methodology
- https://yield.ly/methodology
- https://yield.ly/methodology/data
- https://yield.ly/methodology/qualification
- https://yield.ly/methodology/risk
- https://yield.ly/definitions