Research

USDC (Yearn)

Yearn · Ethereum · Vault

Obs · 23m ago

Total APY

4.27%

TVL

$2.4M

Observed risk

Moderate

Rate

Base: 4.27%
Incentive: 0.0%
Fee: n/a
Total: 4.27%

Base 4.2692% · Incentive 0.0000%

Liquidity

TVL: $2,396,162
7D change: +0.1%
30D change: -1.5%

Risk

Moderate observed risk·Medium evidence confidence

An emergency pause authority exists with broad scope.
Strategy includes leverage or stacked structural complexity.

Risk methodology

Historical yield

Current: 4.27%
7D median: 4.04%
30D median: 3.88%
30D range: 3.75% to 4.05%
30D trend: +0.4%

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Where the yield comes from

The reported yield comes from automated vault strategy income. Composition varies by underlying LP fees, incentives, and compounding.

What can reduce the rate

Yield may fall as underlying rates, rewards, or strategy conditions change.

Risk detail

Yield.ly's risk assessment summarizes observable factors and data coverage. It is not an audit, credit rating, guarantee, or recommendation. Smart contracts, assets, protocols, custodians, and market conditions can fail in ways the model does not detect.

Watch

An emergency pause authority exists with broad scope.
Strategy includes leverage or stacked structural complexity.
Strategy appears leveraged, recursive, or structurally complex.

Strengths

Predominantly base yield rather than token incentives.
Thirty-day observation history available.
Verified protocol and market identity.

Risk dimensions

Principal risks

An emergency pause authority exists with broad scope.
Strategy includes leverage or stacked structural complexity.
Strategy appears leveraged, recursive, or structurally complex.

Exposure

Exposure type: Single asset
Assets: USDC

User deposits USDC. Funds enter Yearn on ethereum. Contracts are upgradeable or governance-controlled. USDC introduces Circle and banking partners custodian exposure. Exit via vault redemption.