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Aave V3 · Optimism · Lending
Obs · 32m agoTotal APY
3.67%TVL
$1MObserved risk
ModerateTVL has fallen 36% over the last 30 days where reported.
Moderate observed risk·High evidence confidence
Rate verification
The reported yield primarily comes from borrower interest paid into this lending market.
Yield may fall if borrowing demand decreases or token incentives are reduced.
Yield.ly's risk assessment summarizes observable factors and data coverage. It is not an audit, credit rating, guarantee, or recommendation. Smart contracts, assets, protocols, custodians, and market conditions can fail in ways the model does not detect.
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Strengths
User deposits USDC. User deposits USDC. Funds enter Aave V3 on optimism. Aave V3 depends on Chainlink oracle. Contracts are upgradeable or governance-controlled. USDC introduces Circle and banking partners custodian exposure. USDC introduces Circle and banking partners custodian exposure. Exit via withdrawal from lending market.
Flexible withdrawal is typical for lending markets unless a lockup is reported.
Some product terms are currently incomplete.
Meets Yield.ly's current requirements for default discovery where qualified. Learn how qualification works
Incentive-heavy yield
A large share of this rate comes from token incentives, which can change quickly and may depend on the reward token market value.
3.6724% · Aave V3 · Optimism. Not investment advice.
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