Terms of Service

These Terms of Service (these "Terms") constitute a legally binding agreement between you and Thrive DeFi, LLC ("Company," "we," "us," or "our") governing your access to and use of the Yield.ly website and related services (collectively, the "Service") located at https://yield.ly.

By accessing or using the Service, you acknowledge that you have read, understood, and agree to be bound by these Terms and our Privacy Policy. If you do not agree, do not access or use the Service.

You must be at least eighteen (18) years of age, or the age of legal majority in your jurisdiction, to use the Service. By using the Service, you represent and warrant that you meet this requirement and that your use complies with all applicable laws and regulations in your jurisdiction.

The Service is not directed to persons in jurisdictions where access to crypto yield information, comparison tools, or related content is restricted or prohibited. You are solely responsible for determining whether your use of the Service is lawful where you are located.

Yield.ly is an informational comparison and research product. The Service displays aggregated, normalized, and timestamped market data concerning crypto yield opportunities, including without limitation annual percentage yields, total value locked, liquidity indicators, reward composition, and observed risk summaries.

The Service does not execute transactions, custody digital assets, connect to wallets on your behalf, or provide personalized investment, legal, tax, or accounting advice. Any outbound link to a third-party protocol, exchange, or other provider is provided for convenience only and does not constitute a recommendation, endorsement, or solicitation.

Displayed rates, rankings, risk labels, and related fields may change without notice. Past or current observed yields are not indicative of future results. You are solely responsible for verifying destination details, smart contract addresses, terms of use, and eligibility requirements before acting on any information obtained through the Service.

THE SERVICE AND ALL CONTENT ARE PROVIDED ON AN "AS IS" AND "AS AVAILABLE" BASIS WITHOUT WARRANTIES OF ANY KIND, WHETHER EXPRESS, IMPLIED, STATUTORY, OR OTHERWISE, INCLUDING WITHOUT LIMITATION IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, TITLE, ACCURACY, COMPLETENESS, NON-INFRINGEMENT, AND QUIET ENJOYMENT.

We do not warrant that displayed data is complete, current, error-free, or suitable for any particular purpose. Data is sourced from third-party providers and subject to ingestion, normalization, validation, and publication delays. Observed-risk scoring summarizes measurable factors and data coverage; it is not an audit, credit rating, insurance policy, or guarantee of safety.

If a refresh fails validation or no active snapshot exists, the Service may display an explicit unavailable or degraded state rather than fabricated fallback values. We may modify, suspend, or discontinue any portion of the Service at any time.

Company may earn compensation through affiliate links, sponsored placements, exchange partner offers, and related commercial arrangements. Compensation does not change displayed data, qualification logic, risk labels, ranking calculations, or chart encodings. Sponsored content is labeled separately and resolved after organic results are assembled.

Additional disclosure regarding affiliate and sponsored relationships appears on our Affiliate Disclosure page and Commercial Independence policy, each incorporated into these Terms by reference.

You agree not to:

• Use the Service in any manner that violates applicable law or infringes the rights of any third party;
• Scrape, crawl, harvest, or systematically extract data from the Service except through interfaces we expressly authorize;
• Attempt to gain unauthorized access to the Service, its related systems, or non-public areas;
• Interfere with or disrupt the integrity or performance of the Service, including by introducing malware or excessive automated requests;
• Misrepresent displayed data as guaranteed, audited, or personalized advice attributable to Company;
• Use the Service to develop a competing product through unauthorized bulk reproduction of our presentation layer, proprietary ranking outputs, or non-public data pipelines.

We may investigate violations and cooperate with law enforcement. We may suspend or terminate access for conduct we reasonably believe violates these Terms or poses risk to the Service or other users.

The Service, including its design, software, text, graphics, logos, ranking methodology, qualification rules, and compilation of data presentations, is owned by Company or its licensors and protected by intellectual property laws. Except for the limited right to access and use the Service for personal, non-commercial research in accordance with these Terms, no rights are granted to you.

Third-party names, logos, and trademarks appearing on the Service belong to their respective owners. Reference to any protocol, exchange, or asset does not imply affiliation unless expressly stated.

The Service may contain links to third-party websites, protocols, exchanges, analytics providers, and other services. Company does not control and is not responsible for third-party content, policies, security practices, or performance. Your use of third-party services is at your own risk and subject to their terms.

Redirect endpoints may enforce approved-host allowlists and fail closed when a destination cannot be verified. Company is not liable for loss arising from your interaction with any third-party provider.

TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, IN NO EVENT SHALL COMPANY OR ITS MEMBERS, MANAGERS, OFFICERS, EMPLOYEES, CONTRACTORS, OR AFFILIATES BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, EXEMPLARY, OR PUNITIVE DAMAGES, OR ANY LOSS OF PROFITS, REVENUE, DATA, GOODWILL, DIGITAL ASSETS, OR OTHER INTANGIBLE LOSSES, ARISING OUT OF OR RELATED TO YOUR ACCESS TO OR USE OF, OR INABILITY TO ACCESS OR USE, THE SERVICE, WHETHER BASED ON WARRANTY, CONTRACT, TORT (INCLUDING NEGLIGENCE), STRICT LIABILITY, OR ANY OTHER LEGAL THEORY, EVEN IF WE HAVE BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES.

TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, COMPANY'S AGGREGATE LIABILITY FOR ALL CLAIMS ARISING OUT OF OR RELATING TO THE SERVICE SHALL NOT EXCEED ONE HUNDRED U.S. DOLLARS (US$100) OR THE AMOUNT YOU PAID COMPANY TO ACCESS THE SERVICE IN THE TWELVE (12) MONTHS PRECEDING THE EVENT GIVING RISE TO THE CLAIM, WHICHEVER IS GREATER.

SOME JURISDICTIONS DO NOT ALLOW CERTAIN LIMITATIONS OF LIABILITY. IN SUCH JURISDICTIONS, OUR LIABILITY IS LIMITED TO THE GREATEST EXTENT PERMITTED BY LAW.

You agree to defend, indemnify, and hold harmless Company and its members, managers, officers, employees, contractors, and affiliates from and against any claims, liabilities, damages, judgments, awards, losses, costs, and expenses (including reasonable attorneys' fees) arising out of or related to your use of the Service, your violation of these Terms, or your violation of any rights of a third party.

These Terms are governed by the laws of the State of Delaware, without regard to conflict of law principles. You agree that the state and federal courts located in Delaware shall have exclusive jurisdiction over any dispute arising out of or relating to these Terms or the Service, except that Company may seek injunctive or equitable relief in any court of competent jurisdiction.

Before initiating formal proceedings, you agree to contact us at hi@yield.ly and attempt in good faith to resolve the dispute informally for at least thirty (30) days.

We may revise these Terms from time to time. The "Last updated" date below indicates when changes become effective. Material changes will be posted on the Service. Your continued use after the effective date constitutes acceptance of the revised Terms. If you do not agree, stop using the Service.

Questions regarding these Terms may be directed to Thrive DeFi, LLC at hi@yield.ly. Messages sent to hi@yield.ly are routed to our operations team at hi@thrive.fi for handling.

Mailing address: Thrive DeFi, LLC, 8 The Green Ste #11044, Dover, DE 19901, United States