Strategy yields
Observed Oct 6, 2026, 6:17 PM UTCCrypto lending yields come from borrower interest paid to suppliers. Rates move with utilization, borrower demand, and how much liquidity competes for the same pool.
Direct answer
Qualified
74
Median base APY
3.01%
APY range
0.00% to 8.83%
Represented TVL
$17.6B
Median reward share
0.00%
74 opportunities
74 listed · sorted by total APY
| Rank | Opportunity | Total APY | TVL |
|---|---|---|---|
1 | FAUSDE (Morpho Blue)Lending · Morpho Blue · Ethereum | 8.83% | $4.7M |
2 | PAPY (Morpho Blue)Lending · Morpho Blue · Ethereum | 8.39% | $17.2M |
3 | FEUSDT0 (Morpho Blue)Lending · Morpho Blue · Hyperliquid L1 | 7.69% | $2.4M |
4 | USDC (Euler)Lending · Euler · Monad | 7.62% | $5.8M |
5 | GTUSDTB (Morpho Blue)Lending · Morpho Blue · Stable | 6.94% | $21.7M |
6 | USDT (Lista Lending)Lending · Lista Lending · BNB Chain | 6.61% | $2.7M |
7 | GHO (Aave V3)Lending · Aave V3 · Plasma | 6.54% | $4.4M |
8 | AUSD (Euler)Lending · Euler · Monad | 6.21% | $18M |
9 | CSCBUSDC (Morpho Blue)Lending · Morpho Blue · Base | 5.83% | $33.6M |
10 | USDT (Maple)Lending · Maple · Ethereum | 5.55% | $672.7M |
11 | SENRLUSDV2 (Morpho Blue)Lending · Morpho Blue · Ethereum | 5.5% | $466.4M |
12 | USDC (Maple)Lending · Maple · Ethereum | 5.18% | $2.9B |
13 | SKYMONEYUSDSFLAGSHIP (Morpho Blue)Lending · Morpho Blue · Ethereum | 5.09% | $38.7M |
14 | USDC (Kamino)Lending · Kamino · Solana | 5.03% | $3.1M |
15 | USDG (Maple)Lending · Maple · Ethereum | 4.95% | $472.5M |
16 | GTUSDCC (Morpho Blue)Lending · Morpho Blue · Hyperliquid L1 | 4.86% | $3.5M |
17 | ETHENAUSDC (Morpho Blue)Lending · Morpho Blue · Base | 4.85% | $30.9M |
18 | USDC Lending (Fluid)Lending · Fluid · Ethereum | 4.69% | $129.1M |
19 | USDC (Fluid)Lending · Fluid · Ethereum | 4.68% | $129.6M |
20 | USDC (Aave V3)Lending · Aave V3 · Avalanche | 4.62% | $6.4M |
21 | USD₮0 (Fluid)Lending · Fluid · Arbitrum One | 4.61% | $42.1M |
22 | USDC (Aave V3)Lending · Aave V3 · Ethereum | 4.43% | $131.7M |
23 | USDG (Kamino)Lending · Kamino · Solana | 4.42% | $3.8M |
24 | GTUSDCP (Morpho Blue)Lending · Morpho Blue · Base | 4.42% | $414.2M |
25 | STEAKUSDC (Morpho Blue)Lending · Morpho Blue · Base | 4.42% | $312.1M |
26 | MWUSDC (Morpho Blue)Lending · Morpho Blue · Base | 4.12% | $3.7M |
27 | USDT (Aave V4)Lending · Aave V4 · Ethereum | 4.11% | $1.8M |
28 | USDC Lending (Morpho Blue)Lending · Morpho Blue · Ethereum | 4.02% | $64.9M |
29 | GTUSDCC (Morpho Blue)Lending · Morpho Blue · Base | 3.98% | $1.8M |
30 | SPARKUSDC (Morpho Blue)Lending · Morpho Blue · Base | 3.97% | $346.4M |
31 | SUSDS (Sky Lending)Lending · Sky Lending · Arbitrum One | 3.6% | $363.6M |
32 | SUSDS (Sky Lending)Lending · Sky Lending · Optimism | 3.6% | $5.1M |
33 | SUSDS (Sky Lending)Lending · Sky Lending · Ethereum | 3.6% | $4.8B |
34 | USDT (Venus)Lending · Venus · BNB Chain | 3.48% | $42M |
35 | PYUSD (Kamino)Lending · Kamino · Solana | 3.3% | $4.9M |
36 | STEAKUSDC (Morpho Blue)Lending · Morpho Blue · Base | 3.3% | $123M |
37 | USDC (Compound V3)Lending · Compound V3 · Arbitrum One | 3.04% | $2.3M |
38 | USDC (Aave V3)Lending · Aave V3 · Arbitrum One | 3.02% | $24.1M |
39 | STEAKEURCV (Morpho Blue)Lending · Morpho Blue · Ethereum | 3.0% | $149.3M |
40 | WETH (Aave V3)Lending · Aave V3 · Base | 2.8% | $41.7M |
41 | WETH (Euler)Lending · Euler · Monad | 2.77% | $60.1M |
42 | STEAKUSDT (Morpho Blue)Lending · Morpho Blue · Ethereum | 2.74% | $62.6M |
43 | DAI (SparkLend)Lending · SparkLend · Ethereum | 2.71% | $76.4M |
44 | EURC (Aave V3)Lending · Aave V3 · Ethereum | 2.22% | $16.9M |
45 | BITGETUSDC (Morpho Blue)Lending · Morpho Blue · Arbitrum One | 1.85% | $1.8M |
46 | GHO (Aave V3)Lending · Aave V3 · Ethereum | 1.47% | $29.8M |
47 | WAVAX (Aave V4)Lending · Aave V4 · Avalanche | 1.44% | $3.4M |
48 | WETH (Aave V3)Lending · Aave V3 · Ethereum | 1.34% | $1B |
49 | WETH (Aave V3)Lending · Aave V3 · Arbitrum One | 1.1% | $19.4M |
50 | ETH Lending (Euler)Lending · Euler · Ethereum | 1.09% | $2.7M |
51 | PYUSD (SparkLend)Lending · SparkLend · Ethereum | 1.01% | $72.7M |
52 | WETH.E (Aave V3)Lending · Aave V3 · Avalanche | 0.85% | $11M |
53 | EURC (Aave V3)Lending · Aave V3 · Base | 0.57% | $10.6M |
54 | WETH (Aave V3)Lending · Aave V3 · Polygon | 0.38% | $27M |
55 | USDE (Aave V3)Lending · Aave V3 · Plasma | 0.28% | $535.7M |
56 | BTCB (Venus)Lending · Venus · BNB Chain | 0.2% | $355.1M |
57 | SXSRLUSD (Morpho Blue)Lending · Morpho Blue · Ethereum | 0.15% | $250M |
58 | USDE (Aave V3)Lending · Aave V3 · Ethereum | 0.15% | $519M |
59 | WBTC (Fluid)Lending · Fluid · Ethereum | 0.1% | $16.7M |
60 | WSTETH (Fluid)Lending · Fluid · Base | 0.08% | $4.2M |
61 | LINK (Venus)Lending · Venus · BNB Chain | 0.04% | $1.9M |
62 | ADA (Venus)Lending · Venus · BNB Chain | 0.04% | $1.2M |
63 | TSLAX (Kamino)Lending · Kamino · Solana | <0.01% | $2.8M |
64 | BTC.B (Aave V3)Lending · Aave V3 · Avalanche | <0.01% | $94.9M |
65 | WBNB (Aave V3)Lending · Aave V3 · BNB Chain | <0.01% | $98.8M |
66 | BTCB (Aave V3)Lending · Aave V3 · BNB Chain | <0.01% | $89.9M |
67 | WBTC (Aave V4)Lending · Aave V4 · Ethereum | <0.01% | $40.7M |
68 | CBBTC (Aave V3)Lending · Aave V3 · Ethereum | <0.01% | $1.5B |
69 | WSTETH (Aave V3)Lending · Aave V3 · Base | <0.01% | $27.5M |
70 | CBBTC (SparkLend)Lending · SparkLend · Ethereum | <0.01% | $410.4M |
71 | BEHYPE (HyperLend)Lending · HyperLend · Hyperliquid L1 | <0.01% | $3.3M |
72 | JITOSOL (Kamino)Lending · Kamino · Solana | <0.01% | $111.5M |
73 | CBETH (Aave V3)Lending · Aave V3 · Base | <0.01% | $148.3M |
74 | WEETH (Aave V3)Lending · Aave V3 · Base | <0.01% | $45.7M |
Qualification
Listings meet Yield.ly default qualification gates. How qualification works.
How Lending yield is generated
Lending markets route borrower interest to depositors after protocol fees. Variable rates respond to utilization curves. Incentive programs may add reward APY on top of base lending yield.
Observed risk
Lending carries smart-contract, oracle, liquidity, and counterparty exposure depending on the market design. Higher utilization can mean faster withdrawals are harder during stress.
Evidence context only. Risk methodology.
Qualification version qualification@1.0.0. Data observed . Yield is variable and never guaranteed. source registry.
