Research

USDT0 (Aave V3)

Aave V3 · Plasma · Lending

Obs · 29m ago

Total APY

4.57%

TVL

$51.7M

Observed risk

Moderate

Rate

Base: 3.96%
Incentive: 0.61%
Fee: n/a
Total: 4.57%

Base 3.9584% · Incentive 0.6095%

Reward assets: REWARD, REWARD

Liquidity

TVL: $51,687,996
7D change: +3.6%
30D change: +54.1%

Risk

Moderate observed risk·High evidence confidence

An emergency pause authority exists with broad scope.
Oracle appears to rely on a single manipulable source.

Risk methodology

Historical yield

Current: 4.57%
7D median: 4.21%
30D median: 4.7%
30D range: 3.65% to 9.14%
30D trend: -0.1%

Loading history

Loading 30-day APY history…

Lending market

Detailed market metrics pending native enrich

Where the yield comes from

The reported yield primarily comes from borrower interest paid into this lending market. Separately reported token incentives account for 0.61 percentage points of the current APY.

What can reduce the rate

Yield may fall if borrowing demand decreases or token incentives are reduced.

Risk detail

Yield.ly's risk assessment summarizes observable factors and data coverage. It is not an audit, credit rating, guarantee, or recommendation. Smart contracts, assets, protocols, custodians, and market conditions can fail in ways the model does not detect.

Watch

An emergency pause authority exists with broad scope.
Oracle appears to rely on a single manipulable source.

Strengths

Substantial persistent liquidity on record.
Predominantly base yield rather than token incentives.
Thirty-day observation history available.
Verified protocol and market identity.

Risk dimensions

Principal risks

An emergency pause authority exists with broad scope.
Oracle appears to rely on a single manipulable source.

Exposure

Exposure type: Single asset
Assets: USDT0

User deposits USDT0. Funds enter Aave V3 on plasma. Aave V3 depends on Chainlink oracle. Contracts are upgradeable or governance-controlled. Exit via withdrawal from lending market.