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  1. Dashboard
  2. /Opportunities
  3. /Lista Lending
  4. /BNB Chain
  5. /USDC (Lista Lending)

Research

USDC (Lista Lending)

Lista Lending · BNB Chain · Lending

Obs · 13m ago

Total APY

5.91%

TVL

$2.3M

Observed risk

Moderate

Rate

Base
2.46%
Incentive
3.46%
Fee
n/a
Total
5.91%

Base 2.4575% · Incentive 3.4562%

Most of the current APY comes from token incentives.

Reward assets: REWARD

Liquidity

TVL
$2,273,434
7D change
+20.7%
30D change
+68.5%

Risk

Moderate observed risk·Medium evidence confidence

  • Yield.ly did not verify an audit report covering this specific opportunity.
  • Oracle design is unknown for an oracle-dependent product.

Risk methodology

Where the yield comes from

The reported yield primarily comes from borrower interest paid into this lending market. Separately reported token incentives account for 3.46 percentage points of the current APY.

What can reduce the rate

Yield may fall if borrowing demand decreases or token incentives are reduced.

Risk detail

Yield.ly's risk assessment summarizes observable factors and data coverage. It is not an audit, credit rating, guarantee, or recommendation. Smart contracts, assets, protocols, custodians, and market conditions can fail in ways the model does not detect.

Watch

  • Yield.ly did not verify an audit report covering this specific opportunity.
  • Oracle design is unknown for an oracle-dependent product.

Strengths

  • Thirty-day observation history available.

Unknowns

  • Contract deployment age is not verified.
  • Upgradeability is unknown.
  • Oracle provider is unknown for an oracle-dependent product.

Risk dimensions

Principal risks

  • Yield.ly did not verify an audit report covering this specific opportunity.
  • Oracle design is unknown for an oracle-dependent product.

Exposure

Exposure type
Single asset
Assets
USDC

User deposits USDC. Funds enter Lista Lending on bsc. USDC introduces Circle and banking partners custodian exposure. Exit via withdrawal from lending market.

Exit conditions

Flexible withdrawal is typical for lending markets unless a lockup is reported.

Some product terms are currently incomplete.

Qualification notes

Meets Yield.ly's current requirements for default discovery where qualified. Learn how qualification works

  • Incentive-heavy yield

    A large share of this rate comes from token incentives, which can change quickly and may depend on the reward token market value.

  • Risk flag

    Oracle design is unknown for an oracle-dependent product.

Data sources

Source observed
Nov 8, 2026, 1:55 AM UTC
Yield.ly refresh
Nov 8, 2026, 1:56 AM UTC
Data generated
Nov 8, 2026, 1:59 AM UTC
  • DefiLlamaDefiLlama · total APY, base APY, reward APY, TVL
  • CoinGeckoCoinGecko · token icon

How data works · Source registry · Report a data issue

Report a data issue

Reporting: USDC (Lista Lending) · As of Nov 8, 2026, 1:59 AM UTC

Share opportunity

5.9137% · Lista Lending · BNB Chain. Not investment advice.

lista.org

Official Lista Lending site. Yield.ly does not have a pool-specific deposit link for this row.

Open Lista Lending sitePrice a move with Yield Alpha

Also research

  • All qualified opportunities
  • Lista Lending yields
  • BNB Chain yields
  • USDC yield hub
  • USDC Yield Comparison
  • Yield methodology
  • Learn guides
Yield.ly

Compare qualified crypto yield opportunities by asset, return, liquidity, and observed risk. No wallet required.

Product

  • Board
  • Yield Alpha
  • Charts
  • Radar
  • Compare

Learn

  • Learn
  • Methodology
  • Changelog
  • Track record
  • Definitions
  • Help

Resources

  • Sources
  • Corrections
  • Partners
  • About

Legal

  • Privacy
  • Terms
  • Affiliate disclosure
  • Commercial independence

© 2026 Yield.ly. All rights reserved.

Rates move. Yield is never guaranteed. This is not financial advice.

Historical yield

Current
5.91%
7D median
6.68%
30D median
6.36%
30D range
4.46% to 10.3%
30D trend
-0.4%

Loading history

Loading 30-day APY history…