Strategy yields
Observed Oct 6, 2026, 6:17 PM UTCStablecoin yields reflect borrower demand, liquidity depth, and how much of the headline APY comes from token incentives rather than base lending yield.
Direct answer
Qualified
45
Median base APY
3.97%
APY range
0.00% to 15.29%
Represented TVL
$6.6B
Median reward share
0.00%
45 opportunities
45 listed · sorted by total APY
| Rank | Opportunity | Total APY | TVL |
|---|---|---|---|
1 | WETH-USDT (Uniswap V3)Liquidity pool · Uniswap V3 · Ethereum | 15.3% | $111.9M |
2 | USDC (Euler)Lending · Euler · Monad | 7.62% | $5.8M |
3 | USDE-USDC (Uniswap V4)Liquidity pool · Uniswap V4 · Ethereum | 6.88% | $1.1M |
4 | USDT (Lista Lending)Lending · Lista Lending · BNB Chain | 6.61% | $2.7M |
5 | CSCBUSDC (Morpho Blue)Lending · Morpho Blue · Base | 5.83% | $33.6M |
6 | USDT (Maple)Lending · Maple · Ethereum | 5.55% | $672.7M |
7 | WBTC-USDT (Uniswap V3)Liquidity pool · Uniswap V3 · Ethereum | 5.48% | $25.4M |
8 | USDC (Maple)Lending · Maple · Ethereum | 5.18% | $2.9B |
9 | USDC (Kamino)Lending · Kamino · Solana | 5.03% | $3.1M |
10 | GTUSDCC (Morpho Blue)Lending · Morpho Blue · Hyperliquid L1 | 4.86% | $3.5M |
11 | ETHENAUSDC (Morpho Blue)Lending · Morpho Blue · Base | 4.85% | $30.9M |
12 | USDC Lending (Fluid)Lending · Fluid · Ethereum | 4.69% | $129.1M |
13 | USDC (Fluid)Lending · Fluid · Ethereum | 4.68% | $129.6M |
14 | USDC (Aave V3)Lending · Aave V3 · Avalanche | 4.62% | $6.4M |
15 | USDC (Centrifuge)Vault · Centrifuge · Base | 4.49% | $7.2M |
16 | USDC (Aave V3)Lending · Aave V3 · Ethereum | 4.43% | $131.7M |
17 | GTUSDCP (Morpho Blue)Lending · Morpho Blue · Base | 4.42% | $414.2M |
18 | STEAKUSDC (Morpho Blue)Lending · Morpho Blue · Base | 4.42% | $312.1M |
19 | USDC (Midas RWA)Vault · Midas RWA · Etherlink | 4.4% | $1.1M |
20 | MWUSDC (Morpho Blue)Lending · Morpho Blue · Base | 4.12% | $3.7M |
21 | USDT (Aave V4)Lending · Aave V4 · Ethereum | 4.11% | $1.8M |
22 | USDC Lending (Morpho Blue)Lending · Morpho Blue · Ethereum | 4.02% | $64.9M |
23 | GTUSDCC (Morpho Blue)Lending · Morpho Blue · Base | 3.98% | $1.8M |
24 | SPARKUSDC (Morpho Blue)Lending · Morpho Blue · Base | 3.97% | $346.4M |
25 | USDC (Midas RWA)Vault · Midas RWA · Etherlink | 3.8% | $4.9M |
26 | USDC (Yearn)Vault · Yearn · Ethereum | 3.68% | $19.5M |
27 | USDC (Spark Savings)Vault · Spark Savings · Ethereum | 3.6% | $316.7M |
28 | USDT (Venus)Lending · Venus · BNB Chain | 3.48% | $42M |
29 | STEAKUSDC (Morpho Blue)Lending · Morpho Blue · Base | 3.3% | $123M |
30 | USDC (Compound V3)Lending · Compound V3 · Arbitrum One | 3.04% | $2.3M |
31 | USDC (Aave V3)Lending · Aave V3 · Arbitrum One | 3.02% | $24.1M |
32 | STEAKUSDT (Morpho Blue)Lending · Morpho Blue · Ethereum | 2.74% | $62.6M |
33 | USDC (Midas RWA)Vault · Midas RWA · Etherlink | 2.31% | $1.2M |
34 | BITGETUSDC (Morpho Blue)Lending · Morpho Blue · Arbitrum One | 1.85% | $1.8M |
35 | DAI-USDT (Uniswap V3)Liquidity pool · Uniswap V3 · Ethereum | 1.68% | $1.3M |
36 | USDC-WETH (Uniswap V2)Liquidity pool · Uniswap V2 · Ethereum | 1.47% | $21M |
37 | USDC-USDT (Uniswap V3)Liquidity pool · Uniswap V3 · Ethereum | 0.68% | $34.6M |
38 | USDG-USDC (Orca)Liquidity pool · Orca · Solana | 0.32% | $17.9M |
39 | PYUSD-USDC (Convex)Liquidity pool · Convex · Ethereum | 0.29% | $4.8M |
40 | USDC-USDT (Fluid DEX)Liquidity pool · Fluid DEX · Ethereum | 0.28% | $45.1M |
41 | USDE (Aave V3)Lending · Aave V3 · Plasma | 0.28% | $535.7M |
42 | USDC-VULT (Uniswap V3)Liquidity pool · Uniswap V3 · Ethereum | 0.22% | $1.7M |
43 | USDT-USDF (PancakeSwap V3)Liquidity pool · PancakeSwap V3 · Ethereum | <0.01% | $1M |
44 | USDE-USDT (Fluid DEX)Liquidity pool · Fluid DEX · Ethereum | <0.01% | $1.7M |
45 | PST-USDC (Fluid DEX)Liquidity pool · Fluid DEX · Ethereum | <0.01% | $5.1M |
Qualification
Listings meet Yield.ly default qualification gates. How qualification works.
How Stablecoin yield is generated
Most stablecoin yield on Yield.ly comes from lending markets where borrowers pay interest, vault strategies that route deposits, or liquidity pools with stable pairs. Reward tokens may add a temporary boost on top of base lending yield.
Observed risk
Stablecoin yield is not risk-free. Smart-contract bugs, oracle failures, depeg events, and incentive cuts can reduce returns or affect principal. Yield.ly labels observed risk from evidence, not from the stablecoin ticker alone.
Evidence context only. Risk methodology.
Qualification version qualification@1.0.0. Data observed . Yield is variable and never guaranteed. source registry.
