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Observed Oct 6, 2026, 6:17 PM UTCStablecoin yields differ by chain liquidity, borrower demand, and how much of the APY comes from token incentives rather than base lending yield.
Direct answer
Qualified
45
Median base APY
3.97%
APY range
0.00% to 15.29%
Represented TVL
$6.6B
Median reward share
0.00%
45 listed · sorted by total APY
| Rank | Opportunity | Why | Total APY | TVL |
|---|---|---|---|---|
1 | WETH-USDT (Uniswap V3)Liquidity pool · Uniswap V3 · Ethereum | Moderate risk | 15.3% | $111.9M |
2 | USDC (Euler)Lending · Euler · Monad | Thin evidence | 7.62% | $5.8M |
3 | USDE-USDC (Uniswap V4)Liquidity pool · Uniswap V4 · Ethereum | Moderate risk | 6.88% | $1.1M |
4 | USDT (Lista Lending)Lending · Lista Lending · BNB Chain | Moderate risk | 6.61% | $2.7M |
5 | CSCBUSDC (Morpho Blue)Lending · Morpho Blue · Base | Moderate risk | 5.83% | $33.6M |
6 | USDT (Maple)Lending · Maple · Ethereum | Moderate risk | 5.55% | $672.7M |
7 | WBTC-USDT (Uniswap V3)Liquidity pool · Uniswap V3 · Ethereum | Moderate risk | 5.48% | $25.4M |
8 | USDC (Maple)Lending · Maple · Ethereum | Moderate risk | 5.18% | $2.9B |
9 | USDC (Kamino)Lending · Kamino · Solana | Moderate risk | 5.03% | $3.1M |
10 | GTUSDCC (Morpho Blue)Lending · Morpho Blue · Hyperliquid L1 | Moderate risk | 4.86% | $3.5M |
11 | ETHENAUSDC (Morpho Blue)Lending · Morpho Blue · Base | Moderate risk | 4.85% | $30.9M |
12 | USDC Lending (Fluid)Lending · Fluid · Ethereum | Moderate risk | 4.69% | $129.1M |
13 | USDC (Fluid)Lending · Fluid · Ethereum | Moderate risk | 4.68% | $129.6M |
14 | USDC (Aave V3)Lending · Aave V3 · Avalanche | Moderate risk | 4.62% | $6.4M |
15 | USDC (Centrifuge)Vault · Centrifuge · Base | Moderate risk | 4.49% | $7.2M |
16 | USDC (Aave V3)Lending · Aave V3 · Ethereum | Higher risk | 4.43% | $131.7M |
17 | GTUSDCP (Morpho Blue)Lending · Morpho Blue · Base | Moderate risk | 4.42% | $414.2M |
18 | STEAKUSDC (Morpho Blue)Lending · Morpho Blue · Base | Moderate risk | 4.42% | $312.1M |
19 | USDC (Midas RWA)Vault · Midas RWA · Etherlink | Moderate risk | 4.4% | $1.1M |
20 | MWUSDC (Morpho Blue)Lending · Morpho Blue · Base | Moderate risk | 4.12% | $3.7M |
21 | USDT (Aave V4)Lending · Aave V4 · Ethereum | Moderate risk | 4.11% | $1.8M |
22 | USDC Lending (Morpho Blue)Lending · Morpho Blue · Ethereum | Moderate risk | 4.02% | $64.9M |
23 | GTUSDCC (Morpho Blue)Lending · Morpho Blue · Base | Moderate risk | 3.98% | $1.8M |
24 | SPARKUSDC (Morpho Blue)Lending · Morpho Blue · Base | Moderate risk | 3.97% | $346.4M |
25 | USDC (Midas RWA)Vault · Midas RWA · Etherlink | Moderate risk | 3.8% | $4.9M |
26 | USDC (Yearn)Vault · Yearn · Ethereum | Moderate risk | 3.68% | $19.5M |
27 | USDC (Spark Savings)Vault · Spark Savings · Ethereum | Moderate risk | 3.6% | $316.7M |
28 | USDT (Venus)Lending · Venus · BNB Chain | Moderate risk | 3.48% | $42M |
29 | STEAKUSDC (Morpho Blue)Lending · Morpho Blue · Base | Moderate risk | 3.3% | $123M |
30 | USDC (Compound V3)Lending · Compound V3 · Arbitrum One | Moderate risk | 3.04% | $2.3M |
31 | USDC (Aave V3)Lending · Aave V3 · Arbitrum One | Moderate risk | 3.02% | $24.1M |
32 | STEAKUSDT (Morpho Blue)Lending · Morpho Blue · Ethereum | Moderate risk | 2.74% | $62.6M |
33 | USDC (Midas RWA)Vault · Midas RWA · Etherlink | Moderate risk | 2.31% | $1.2M |
34 | BITGETUSDC (Morpho Blue)Lending · Morpho Blue · Arbitrum One | Moderate risk | 1.85% | $1.8M |
35 | DAI-USDT (Uniswap V3)Liquidity pool · Uniswap V3 · Ethereum | Moderate risk | 1.68% | $1.3M |
36 | USDC-WETH (Uniswap V2)Liquidity pool · Uniswap V2 · Ethereum | Moderate risk | 1.47% | $21M |
37 | USDC-USDT (Uniswap V3)Liquidity pool · Uniswap V3 · Ethereum | Moderate risk | 0.68% | $34.6M |
38 | USDG-USDC (Orca)Liquidity pool · Orca · Solana | Moderate risk | 0.32% | $17.9M |
39 | PYUSD-USDC (Convex)Liquidity pool · Convex · Ethereum | Moderate risk | 0.29% | $4.8M |
40 | USDC-USDT (Fluid DEX)Liquidity pool · Fluid DEX · Ethereum | Moderate risk | 0.28% | $45.1M |
41 | USDE (Aave V3)Lending · Aave V3 · Plasma | Moderate risk | 0.28% | $535.7M |
42 | USDC-VULT (Uniswap V3)Liquidity pool · Uniswap V3 · Ethereum | Moderate risk | 0.22% | $1.7M |
43 | USDT-USDF (PancakeSwap V3)Liquidity pool · PancakeSwap V3 · Ethereum | Moderate risk | <0.01% | $1M |
44 | USDE-USDT (Fluid DEX)Liquidity pool · Fluid DEX · Ethereum | Moderate risk | <0.01% | $1.7M |
45 | PST-USDC (Fluid DEX)Liquidity pool · Fluid DEX · Ethereum | Moderate risk | <0.01% | $5.1M |
Neutral summary
The higher displayed APY often comes with greater reward dependence and less historical coverage. Compare base APY, TVL, and observed risk before choosing a destination.
Filter by observed risk, reward composition, and data confidence in Discover before choosing a destination. Price a move after costs with Yield Alpha · Help · All compares