USDT (Lista Lending)

Where the yield comes from

The reported yield primarily comes from borrower interest paid into this lending market.

What can reduce the rate

Yield may fall if borrowing demand decreases or token incentives are reduced.

Risk detail

Yield.ly's risk assessment summarizes observable factors and data coverage. It is not an audit, credit rating, guarantee, or recommendation. Smart contracts, assets, protocols, custodians, and market conditions can fail in ways the model does not detect.

Risk dimensions

• ProtocolHigher concern+
• GovernanceUnknown+
• Oracle dependencyUnknown+
• AssetModerate concern+
• LiquidityHigher concern+
• Rate durabilityModerate concern+
• ExposureModerate concern+
• Custody and counterpartyUnknown+
• Terms and redemptionUnknown+
• InterconnectionModerate concern+
• Data qualityModerate concern+

Principal risks

• Yield.ly did not verify an audit report covering this specific opportunity.
• Current rate is far above the 30-day median.
• Oracle design is unknown for an oracle-dependent product.

Exposure

Exposure type

Single asset

Assets

USDT

User deposits USDT. Funds enter Lista Lending on bsc. USDT introduces Tether Limited custodian exposure. Exit via withdrawal from lending market.

Exit conditions

Flexible withdrawal is typical for lending markets unless a lockup is reported.

Some product terms are currently incomplete.

Qualification notes

Meets Yield.ly's current requirements for default discovery where qualified. Learn how qualification works

• Rate above recent history

  The current APY is materially above its recent median based on observed history.

• Risk flag

  Oracle design is unknown for an oracle-dependent product.

Data sources

Source observed

Sep 17, 2026, 4:22 AM UTC

Yield.ly refresh

Sep 17, 2026, 4:25 AM UTC

Data generated

Sep 17, 2026, 4:37 AM UTC

• DefiLlama · total APY, base APY, reward APY, TVL
• CoinGecko · token icon

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