Open market
Kamino · Ethereum · Lending
Data observed Aug 26, 2026, 6:10 AM UTC
USDT · Kamino · Ethereum · Lending
4.42%current APY
Moderate observed risk · Medium evidence confidence
Updated 27m ago
Base 4.4244% · Incentive 0.0000%
TVL reflects observed liquidity, not safety.
The reported yield primarily comes from borrower interest paid into this lending market.
Yield may fall if borrowing demand decreases or token incentives are reduced.
Moderate observed risk · Medium evidence confidence
Yield.ly's risk assessment summarizes observable factors and data coverage. It is not an audit, credit rating, guarantee, or recommendation. Smart contracts, assets, protocols, custodians, and market conditions can fail in ways the model does not detect.
Strengths
Concerns
Unknowns
User deposits USDT. Funds enter Kamino on ethereum. USDT introduces Tether Limited custodian exposure. Exit via withdrawal from lending market.
Flexible withdrawal is typical for lending markets unless a lockup is reported.
Meets Yield.ly's current requirements for default discovery where qualified. Learn how qualification works
Risk flag
Oracle design is unknown for an oracle-dependent product.
Snapshot 4.4244% · Kamino · Ethereum. Not investment advice.
The official destination is temporarily unavailable while Yield.ly re-verifies the link.
Yield.ly has insufficient observed history for this opportunity, so longer-term comparisons are not yet available.
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