Research

FAUSDE (Morpho Blue)

Morpho Blue · Ethereum · Lending

Obs · 3h ago

Total APY

15.3%

TVL

$4.4M

Observed risk

Moderate

Rate

Base: 15.3%
Incentive: 0.0%
Fee: n/a
Total: 15.3%

Base 15.259% · Incentive 0.0000%

Liquidity

TVL: $4,441,623
7D change: -15.1%
30D change: -28.7%

TVL has fallen 29% over the last 30 days where reported.

Risk

Moderate observed risk·High evidence confidence

An emergency pause authority exists with broad scope.
Oracle appears to rely on a single manipulable source.

Risk methodology

Historical yield

Current: 15.3%
7D median: 5.31%
30D median: 6.68%
30D range: 1.61% to 14.8%
30D trend: +8.6%

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Where the yield comes from

The reported yield primarily comes from borrower interest paid into this lending market.

What can reduce the rate

Yield may fall if borrowing demand decreases or token incentives are reduced.

Risk detail

Yield.ly's risk assessment summarizes observable factors and data coverage. It is not an audit, credit rating, guarantee, or recommendation. Smart contracts, assets, protocols, custodians, and market conditions can fail in ways the model does not detect.

Watch

An emergency pause authority exists with broad scope.
Oracle appears to rely on a single manipulable source.
Current rate is far above the 30-day median.

Strengths

Predominantly base yield rather than token incentives.
Thirty-day observation history available.
Verified protocol and market identity.

Risk dimensions

Principal risks

An emergency pause authority exists with broad scope.
Oracle appears to rely on a single manipulable source.
Current rate is far above the 30-day median.

Exposure

Exposure type: Single asset
Assets: AUSD

User deposits AUSD. Funds enter Morpho Blue on ethereum. Morpho Blue depends on Chainlink oracle. Contracts are upgradeable or governance-controlled. Exit via withdrawal from lending market.