Bitcoin yield onchain typically uses wrapped BTC in lending markets or liquidity strategies. Native BTC staking is limited compared to ETH, so most listed opportunities involve wrapped representations.
Last updated Oct 6, 2026, 6:17 PM UTC
Direct answer
If you currently earn near 0.95% APY on BTC, the strongest live alternative on Yield.ly is USDT · Uniswap V3 · Ethereum at 5.48% APY with a modeled net Yield Alpha of +75 USD over 30 days on $25,000 after labeled switching-cost estimates (decision: WATCH).
Details → · Yields are variable. Switching costs are labeled estimates.
Baseline assumes you currently earn near the live median 0.95% APY across 8 qualified BTC opportunities. Principal modeled at $25,000 over 30 days. Run your own numbers.
Top modeled alternative
USDT · Uniswap V3 · Ethereum
Positive edge exists but alternative durability (26/100) is below 40.
