Bitcoin yield onchain typically uses wrapped BTC in lending markets or liquidity strategies. Native BTC staking is limited compared to ETH, so most listed opportunities involve wrapped representations.
Last updated Aug 26, 2026, 5:37 AM UTC
Yield.ly tracks 64 qualified BTC opportunities as of 2026-08-26. Displayed total APY ranges from 0.00% to 8.18%. Median base APY is 0.15%. Represented TVL is about $4834.6M across listed markets.
Qualified opportunities
64
Median base APY
0.15%
APY range
0.00% to 8.18%
Represented TVL
$4.8B
Median reward share
30.69%
This page shows opportunities that currently meet Yield.ly's default qualification requirements. How qualification works.
Wrapped BTC lending pays interest from borrowers. Vault and LP strategies may combine lending fees with incentive rewards. Bridge and custodial assumptions matter because BTC must exist on the target chain first.
Wrapped BTC introduces bridge, custodian, and smart-contract layers beyond base Bitcoin custody risk. Yield.ly surfaces these through exposure and observed-risk dimensions when evidence exists.
Observed risk summarizes available evidence. It is not a guarantee or recommendation. Read the full risk methodology.
| Opportunity | Total APY | Base APY | TVL | Observed risk |
|---|---|---|---|---|
| WBTC (Deltaprime) Deltaprime · Arbitrum One · Other | 8.18% | 8.18% | $306.4K | moderate |
| WBTC (Current) Current · Sui · Other | 6.64% | 0.12% | $317.5K | moderate |
| BTC (Midas Rwa) Midas Rwa · Ethereum · Other | 6.14% | 6.14% | $764.9K | moderate |
| WBTC (Forgeyields) Forgeyields · Starknet · Vault | 5.00% | 5.00% | $305.6K | moderate |
| WBTC (Neverland) Neverland · Monad · Other | 4.83% | 0.30% | $439.4K | moderate |
| DAMMBTCALGO (Lagoon) Lagoon · Ethereum · Other | 4.58% | 4.58% | $311.1K | moderate |
| DAMMBTC (Lagoon) Lagoon · Ethereum · Other | 3.88% | 3.88% | $311.1K | moderate |
| WBTC (Fusion By Ipor) Fusion By Ipor · Ethereum · Other | 3.59% | 3.59% | $434.8K | moderate |
| WBTC (Native Credit Pool) Native Credit Pool · Ethereum · Other | 2.91% | 2.91% | $5.4M | moderate |
| MHYPERBTC (Pendle) Pendle · Ethereum · Other | 2.87% | 2.87% | $2.6M | moderate |
| BTC (Mezo Earn) Mezo Earn · Mezo · Other | 2.84% | 0.02% | $65.5M | moderate |
| BTC (Chainflip Amm) Chainflip Amm · Bitcoin · Other | 2.61% | 2.61% | $4.2M | moderate |
| WBTC (Vesu) Vesu · Starknet · Other | 2.29% | 0.29% | $1.5M | moderate |
| WBTC (Dolomite) Dolomite · Arbitrum One · Other | 2.24% | 2.24% | $1.4M | moderate |
| CTWBTC (Concrete) Concrete · Ethereum · Other | 2.21% | 2.21% | $2.3M | moderate |
| WBTC (Fusion By Ipor) Fusion By Ipor · Ethereum · Other | 2.19% | 2.19% | $397.6K | moderate |
| TBTC (Vesu) Vesu · Starknet · Other | 2.00% | 0.00% | $1.4M | moderate |
| WBTC (Vesu) Vesu · Starknet · Other | 2.00% | 0.00% | $3M | moderate |
| WBTC (Vesu) Vesu · Starknet · Other | 2.00% | 0.00% | $595.3K | moderate |
| WBTC (Fusion By Ipor) Fusion By Ipor · Ethereum · Other | 1.86% | 1.86% | $794.2K | moderate |
| TBTC (Endur) Endur · Starknet · Other | 1.76% | 1.76% | $419K | moderate |
| WBTC (Endur) Endur · Starknet · Other | 1.76% | 1.76% | $2.1M | moderate |
| BTC (Midas Rwa) Midas Rwa · Rsk · Other | 1.55% | 1.55% | $322.7K | moderate |
| BTC (Midas Rwa) Midas Rwa · Ethereum · Other | 1.55% | 1.55% | $23.3M | moderate |
| LIQUIDBTC (Ether fi Liquid) Ether fi Liquid · Ethereum · Other | 1.52% | 1.52% | $10.9M | moderate |
| WBTC (Navi Lending) Navi Lending · Sui · Other | 1.44% | 0.09% | $1.2M | moderate |
| WBTC (Sentora) Sentora · Ethereum · Other | 1.42% | 1.42% | $3.7M | moderate |
| WBTC (Across) Across · Ethereum · Other | 1.38% | 0.53% | $9M | higher |
| XWBTC (Multipli fi) Multipli fi · Ethereum · Other | 1.28% | Unavailable | $4.3M | moderate |
| WBTC (Fusion By Ipor) Fusion By Ipor · Ethereum · Other | 1.01% | 1.01% | $356.1K | moderate |
| SUPERWBTC (Superform) Superform · Ethereum · Other | 0.95% | 0.04% | $974.4K | moderate |
| TBTC (Accountable) Accountable · Ethereum · Other | 0.43% | 0.43% | $1M | moderate |
| TBTC (Hydration Dex) Hydration Dex · Polkadot · Other | 0.34% | 0.34% | $2M | moderate |
| LBTC (Lombard Lbtc) Lombard Lbtc · Ethereum · Other | 0.32% | 0.32% | $699.2M | moderate |
| BTC (Chainflip Lending) Chainflip Lending · Bitcoin · Other | 0.30% | 0.30% | $2.3M | moderate |
| WBTC (Hatom Lending) Hatom Lending · Multiversx · Other | 0.26% | 0.26% | $806.8K | moderate |
| WBTC (Project 0) Project 0 · Solana · Other | 0.19% | 0.19% | $1.4M | moderate |
| WBTC (Fluid Lending) Fluid Lending · Ethereum · Other | 0.15% | 0.15% | $1.4M | moderate |
| WBTC (Fluid Lending) Fluid Lending · Ethereum · Other | 0.15% | 0.15% | $24.2M | moderate |
| WBTC (Fluid Lending) Fluid Lending · Ethereum · Other | 0.15% | 0.15% | $13M | moderate |
| BTC (B14g) B14g · Bitcoin · Other | 0.14% | 0.14% | $186.9M | moderate |
| TBTC (Aave V3) Aave V3 · Base · Lending | 0.13% | 0.13% | $483.1K | moderate |
| WBTC (Yearn Finance) Yearn Finance · Ethereum · Other | 0.08% | 0.08% | $3.7M | moderate |
| WBTC (Aave V3) Aave V3 · Linea · Lending | 0.06% | 0.06% | $791.4K | moderate |
| WBTC (Bancor V3) Bancor V3 · Ethereum · Other | 0.06% | 0.06% | $5.2M | moderate |
| GTWBTCC (Morpho Blue) Morpho Blue · Ethereum · Lending | 0.05% | 0.05% | $2.6M | moderate |
| WBTC (Aave V3) Aave V3 · Arbitrum One · Lending | 0.04% | 0.04% | $204.7M | moderate |
| WBTC (Dolomite) Dolomite · Ethereum · Other | 0.04% | 0.04% | $478.5K | moderate |
| WBTC (Aave V3) Aave V3 · Optimism · Lending | 0.02% | 0.02% | $14.4M | moderate |
| WBTC (Fluid Lending) Fluid Lending · Arbitrum One · Other | 0.02% | 0.02% | $2.4M | moderate |
| WBTC (Fluid Lending) Fluid Lending · Arbitrum One · Other | 0.02% | 0.02% | $1.7M | moderate |
| WBTC (Fluid Lending) Fluid Lending · Arbitrum One · Other | 0.02% | 0.02% | $2.4M | moderate |
| WBTC (Aave V3) Aave V3 · Polygon · Lending | 0.01% | 0.01% | $65.6M | moderate |
| WBTC (Euler V2) Euler V2 · Ethereum · Other | 0.01% | 0.01% | $492.9K | insufficient |
| BTC Lending (Euler V2) Euler V2 · Bitcoin · Lending | 0.01% | 0.01% | $547.5K | insufficient |
| WBTC (Aave V3) Aave V3 · Ethereum · Lending | 0.01% | 0.01% | $2.6B | higher |
| BTC (Liquidium) Liquidium · ICP · Other | 0.00% | 0.00% | $1.1M | moderate |
| WBTC (Aave V4) Aave V4 · Ethereum · Lending | 0.00% | 0.00% | $41.7M | moderate |
| BTC (Justlend V1) Justlend V1 · Tron · Other | 0.00% | 0.00% | $518.8M | moderate |
| WBTC (Tectonic) Tectonic · Cronos · Other | 0.00% | 0.00% | $7.4M | moderate |
| TBTC (Aave V3) Aave V3 · Ethereum · Lending | 0.00% | 0.00% | $138.9M | higher |
| WBTC (Sparklend) Sparklend · Ethereum · Other | 0.00% | 0.00% | $135.1M | moderate |
| WBTC (Kamino Lend) Kamino Lend · Solana · Other | 0.00% | 0.00% | $801.6K | moderate |
| BTC Lending (Morpho) Morpho · Bitcoin · Lending | 0.00% | 0.00% | $29.1M | moderate |
Chains: Ethereum, Starknet, Arbitrum One, Bitcoin, Solana
Protocols: Aave V3, Fluid Lending, Fusion By Ipor, Vesu, Midas Rwa
Qualification version qualification@1.0.0. Data observed . Yield is variable and never guaranteed. Primary sources are listed on the source registry.