Compare

Aave vs Morpho USDC Yield Alpha

Aave and Morpho both host large USDC lending markets. Yield Alpha prices the move after labeled switching-cost estimates using live dashboard rates.

Last updated Oct 6, 2026, 6:17 PM UTC

Direct answer

On live Yield.ly data, moving $25,000 from USDC · Aave V3 · Avalanche to USDC · Morpho Blue · Base models +21 USD net Yield Alpha over 30 days after labeled switching-cost estimates (decision: WATCH). The reverse move models -30 USD.

Details → · Yields are variable. Switching costs are labeled estimates.

aave

USDC · Aave V3 · Avalanche

4.62% APY

7d 4.80% · 30d 4.31%

TVL $6,392,828.00

Yield Durability64/100

Annualized earnings (simple pro-rata)

$1,000: $46.24
$10,000: $462.38
$100,000: $4,623.84

morpho

USDC · Morpho Blue · Base

5.83% APY

7d 5.73% · 30d 5.89%

TVL $33,555,810.00

Yield Durability87/100

Annualized earnings (simple pro-rata)

$1,000: $58.26
$10,000: $582.59
$100,000: $5,825.88

A → B on $25k / 30d

WATCH

Net $20.73

Positive but thin edge below the 125 USD MOVE threshold after costs.

B → A on $25k / 30d

STAY

Net -$29.69

Net Yield Alpha is negative by more than 13 USD over the horizon after estimated costs.

Yield Alpha to change principal, horizon, or current APY. Details →

Freshness: Oct 6, 2026, 6:17 PM UTC

Open dashboard · Methodology · Sources · Definitions

Compare

Aave vs Morpho USDC Yield Alpha

Aave and Morpho both host large USDC lending markets. Yield Alpha prices the move after labeled switching-cost estimates using live dashboard rates.

Last updated Oct 6, 2026, 6:17 PM UTC

Direct answer

Details → · Yields are variable. Switching costs are labeled estimates.

aave

USDC · Aave V3 · Avalanche

4.62% APY

7d 4.80% · 30d 4.31%

TVL $6,392,828.00

Yield Durability64/100

Annualized earnings (simple pro-rata)

$1,000: $46.24
$10,000: $462.38
$100,000: $4,623.84

morpho

USDC · Morpho Blue · Base

5.83% APY

7d 5.73% · 30d 5.89%

TVL $33,555,810.00

Yield Durability87/100

Annualized earnings (simple pro-rata)

$1,000: $58.26
$10,000: $582.59
$100,000: $5,825.88

A → B on $25k / 30d

WATCH

Net $20.73

Positive but thin edge below the 125 USD MOVE threshold after costs.

B → A on $25k / 30d

STAY

Net -$29.69

Net Yield Alpha is negative by more than 13 USD over the horizon after estimated costs.

Yield Alpha to change principal, horizon, or current APY. Details →

Freshness: Oct 6, 2026, 6:17 PM UTC

Open dashboard · Methodology · Sources · Definitions