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Aave vs Morpho USDC Yield Alpha

Aave and Morpho both host large USDC lending markets. Yield Alpha prices the move after labeled switching-cost estimates using live dashboard rates.

Last updated Nov 1, 2026, 7:09 AM UTC

Direct answer

On live Yield.ly data, moving $25,000 from USDT · Aave V3 · Ethereum to USDC · Morpho Blue · Hyperliquid L1 models +23 USD net Yield Alpha over 30 days after labeled switching-cost estimates (decision: WATCH). The reverse move models -53 USD.

Details → · Yields are variable. Switching costs are labeled estimates.

aave

USDT · Aave V3 · Ethereum

6.36% APY

7d 5.21% · 30d 5.28%

TVL $60,220,286.00

Yield Durability33/100

Annualized earnings (simple pro-rata)

$1,000: $63.57
$10,000: $635.72
$100,000: $6,357.24

morpho

USDC · Morpho Blue · Hyperliquid L1

7.80% APY

7d 5.28% · 30d 4.50%

TVL $3,260,552.00

Yield Durability50/100

Annualized earnings (simple pro-rata)

$1,000: $78.02
$10,000: $780.17
$100,000: $7,801.66

A → B on $25k / 30d

WATCH

Net $22.83

Positive but thin edge below the 125 USD MOVE threshold after costs.

B → A on $25k / 30d

STAY

Net -$53.02

Net Yield Alpha is negative by more than 13 USD over the horizon after estimated costs.

Yield Alpha to change principal, horizon, or current APY. Details →

Freshness: Nov 1, 2026, 7:09 AM UTC

Open dashboard · Methodology · Sources · Definitions

Compare

Aave vs Morpho USDC Yield Alpha

Aave and Morpho both host large USDC lending markets. Yield Alpha prices the move after labeled switching-cost estimates using live dashboard rates.

Last updated Nov 1, 2026, 7:09 AM UTC

Direct answer

Details → · Yields are variable. Switching costs are labeled estimates.

aave

USDT · Aave V3 · Ethereum

6.36% APY

7d 5.21% · 30d 5.28%

TVL $60,220,286.00

Yield Durability33/100

Annualized earnings (simple pro-rata)

$1,000: $63.57
$10,000: $635.72
$100,000: $6,357.24

morpho

USDC · Morpho Blue · Hyperliquid L1

7.80% APY

7d 5.28% · 30d 4.50%

TVL $3,260,552.00

Yield Durability50/100

Annualized earnings (simple pro-rata)

$1,000: $78.02
$10,000: $780.17
$100,000: $7,801.66

A → B on $25k / 30d

WATCH

Net $22.83

Positive but thin edge below the 125 USD MOVE threshold after costs.

B → A on $25k / 30d

STAY

Net -$53.02

Net Yield Alpha is negative by more than 13 USD over the horizon after estimated costs.

Yield Alpha to change principal, horizon, or current APY. Details →

Freshness: Nov 1, 2026, 7:09 AM UTC

Open dashboard · Methodology · Sources · Definitions