Strategy yields
Observed Oct 11, 2026, 6:17 PM UTCCrypto lending yields come from borrower interest paid to suppliers. Rates move with utilization, borrower demand, and how much liquidity competes for the same pool.
Direct answer
Qualified
73
Median base APY
3.04%
APY range
0.00% to 11.34%
Represented TVL
$17.2B
Median reward share
0.00%
73 opportunities
73 listed · sorted by total APY
Qualification
Listings meet Yield.ly default qualification gates. How qualification works.
How Lending yield is generated
Lending markets route borrower interest to depositors after protocol fees. Variable rates respond to utilization curves. Incentive programs may add reward APY on top of base lending yield.
Observed risk
Lending carries smart-contract, oracle, liquidity, and counterparty exposure depending on the market design. Higher utilization can mean faster withdrawals are harder during stress.
Evidence context only. Risk methodology.
Qualification version qualification@1.0.0. Data observed . Yield is variable and never guaranteed. Primary sources: source registry.
| Rank | Opportunity | Total APY | TVL |
|---|---|---|---|
1 | USDC Lending (Fluid)Lending · Fluid · Ethereum | 11.3% | $130.8M |
2 | USDC (Fluid)Lending · Fluid · Ethereum | 11.2% | $130.7M |
3 | FAUSDE (Morpho Blue)Lending · Morpho Blue · Ethereum | 9.98% | $4.1M |
4 | PAPY (Morpho Blue)Lending · Morpho Blue · Ethereum | 8.98% | $17.3M |
5 | USDC (Euler)Lending · Euler · Monad | 7.81% | $5.8M |
6 | SENRLUSDV2 (Morpho Blue)Lending · Morpho Blue · Ethereum | 6.95% | $458.4M |
7 | FEUSDT0 (Morpho Blue)Lending · Morpho Blue · Hyperliquid L1 | 6.87% | $2.3M |
8 | BITGETUSDC (Morpho Blue)Lending · Morpho Blue · Arbitrum One | 6.48% | $1.6M |
9 | GTUSDCC (Morpho Blue)Lending · Morpho Blue · Hyperliquid L1 | 6.35% | $1.5M |
10 | USDC (Kamino)Lending · Kamino · Solana | 6.25% | $1.9M |
11 | GTUSDTB (Morpho Blue)Lending · Morpho Blue · Stable | 6.24% | $21.4M |
12 | CSCBUSDC (Morpho Blue)Lending · Morpho Blue · Base | 6.04% | $35.9M |
13 | USDC (Aave V3)Lending · Aave V3 · Avalanche | 5.74% | $5.4M |
14 | PYUSD (Kamino)Lending · Kamino · Solana | 5.61% | $3.1M |
15 | USDT (Maple)Lending · Maple · Ethereum | 5.34% | $691.8M |
16 | USDC (Maple)Lending · Maple · Ethereum | 5.28% | $2.8B |
17 | ETHENAUSDC (Morpho Blue)Lending · Morpho Blue · Base | 5.05% | $31.5M |
18 | USDG (Maple)Lending · Maple · Ethereum | 5.01% | $505.5M |
19 | GTUSDCP (Morpho Blue)Lending · Morpho Blue · Base | 4.62% | $414.3M |
20 | STEAKUSDC (Morpho Blue)Lending · Morpho Blue · Base | 4.61% | $209.3M |
21 | USDC (Aave V3)Lending · Aave V3 · Ethereum | 4.5% | $132M |
22 | USDC Lending (Morpho Blue)Lending · Morpho Blue · Ethereum | 4.29% | $65.3M |
23 | USDG (Kamino)Lending · Kamino · Solana | 4.26% | $4.5M |
24 | MWUSDC (Morpho Blue)Lending · Morpho Blue · Base | 4.26% | $3.7M |
25 | GTUSDCC (Morpho Blue)Lending · Morpho Blue · Base | 4.15% | $1.9M |
26 | SPARKUSDC (Morpho Blue)Lending · Morpho Blue · Base | 4.14% | $389.5M |
27 | WSOL (Jupiter Lend)Lending · Jupiter Lend · Solana | 4.11% | $3.6M |
28 | SUSDS (Sky Lending)Lending · Sky Lending · Arbitrum One | 3.8% | $363.8M |
29 | SUSDS (Sky Lending)Lending · Sky Lending · Optimism | 3.8% | $5.1M |
30 | SUSDS (Sky Lending)Lending · Sky Lending · Ethereum | 3.8% | $5B |
31 | USD₮0 (Fluid)Lending · Fluid · Arbitrum One | 3.74% | $41.5M |
32 | USDT (Lista Lending)Lending · Lista Lending · BNB Chain | 3.68% | $2.8M |
33 | STEAKUSDC (Morpho Blue)Lending · Morpho Blue · Base | 3.44% | $121.1M |
34 | USDT (Venus)Lending · Venus · BNB Chain | 3.44% | $42.3M |
35 | USDT (Aave V4)Lending · Aave V4 · Ethereum | 3.42% | $2.8M |
36 | USDC (Aave V3)Lending · Aave V3 · Arbitrum One | 3.16% | $20.1M |
37 | WETH (Aave V3)Lending · Aave V3 · Base | 3.04% | $43.7M |
38 | USDC (Compound V3)Lending · Compound V3 · Arbitrum One | 3.04% | $2.3M |
39 | STEAKEURCV (Morpho Blue)Lending · Morpho Blue · Ethereum | 3.0% | $148.2M |
40 | DAI (SparkLend)Lending · SparkLend · Ethereum | 2.85% | $75.2M |
41 | WETH (Euler)Lending · Euler · Monad | 2.72% | $55.2M |
42 | STEAKUSDT (Morpho Blue)Lending · Morpho Blue · Ethereum | 2.67% | $63.2M |
43 | EURC (Jupiter Lend)Lending · Jupiter Lend · Solana | 2.54% | $5M |
44 | EURC (Aave V3)Lending · Aave V3 · Ethereum | 2.2% | $16.7M |
45 | GHO (Aave V3)Lending · Aave V3 · Ethereum | 1.49% | $29.4M |
46 | WAVAX (Aave V4)Lending · Aave V4 · Avalanche | 1.43% | $3.3M |
47 | WETH (Aave V3)Lending · Aave V3 · Ethereum | 1.31% | $1B |
48 | EURC (Aave V3)Lending · Aave V3 · Base | 1.23% | $7M |
49 | ETH Lending (Euler)Lending · Euler · Ethereum | 1.19% | $2.4M |
50 | PYUSD (SparkLend)Lending · SparkLend · Ethereum | 1.09% | $72M |
51 | WETH (Aave V3)Lending · Aave V3 · Arbitrum One | 1.0% | $26.9M |
52 | WETH.E (Aave V3)Lending · Aave V3 · Avalanche | 0.47% | $13.7M |
53 | WETH (Aave V3)Lending · Aave V3 · Polygon | 0.43% | $25.8M |
54 | USDE (Aave V3)Lending · Aave V3 · Plasma | 0.26% | $566.5M |
55 | USDE (Aave V3)Lending · Aave V3 · Ethereum | 0.25% | $291.7M |
56 | BTCB (Venus)Lending · Venus · BNB Chain | 0.2% | $351.7M |
57 | SXSRLUSD (Morpho Blue)Lending · Morpho Blue · Ethereum | 0.14% | $250M |
58 | WSTETH (Fluid)Lending · Fluid · Base | 0.08% | $4M |
59 | WBTC (Fluid)Lending · Fluid · Ethereum | 0.05% | $16.8M |
60 | ADA (Venus)Lending · Venus · BNB Chain | 0.04% | $1M |
61 | LINK (Venus)Lending · Venus · BNB Chain | 0.04% | $1.9M |
62 | TSLAX (Kamino)Lending · Kamino · Solana | 0.01% | $2.9M |
63 | WBNB (Aave V3)Lending · Aave V3 · BNB Chain | <0.01% | $94.5M |
64 | BTCB (Aave V3)Lending · Aave V3 · BNB Chain | <0.01% | $88.7M |
65 | BTC.B (Aave V3)Lending · Aave V3 · Avalanche | <0.01% | $93.8M |
66 | WBTC (Aave V4)Lending · Aave V4 · Ethereum | <0.01% | $40.3M |
67 | CBBTC (SparkLend)Lending · SparkLend · Ethereum | <0.01% | $324.8M |
68 | WSTETH (Aave V3)Lending · Aave V3 · Base | <0.01% | $24.8M |
69 | CBBTC (Aave V3)Lending · Aave V3 · Ethereum | <0.01% | $1.4B |
70 | JITOSOL (Kamino)Lending · Kamino · Solana | <0.01% | $104M |
71 | BEHYPE (HyperLend)Lending · HyperLend · Hyperliquid L1 | <0.01% | $3.2M |
72 | CBETH (Aave V3)Lending · Aave V3 · Base | <0.01% | $145.1M |
73 | WEETH (Aave V3)Lending · Aave V3 · Base | <0.01% | $43.2M |
